Disclaimer & Privacy
Important information about our pre-qualification service
Pre-Qualification Disclaimer
The pre-qualification results provided by Financify are for informational purposes only and should not be considered as a guarantee of loan approval or specific loan terms.
- Not a Loan Approval: This pre-qualification is not a commitment to lend or a guarantee of loan approval. Final approval is subject to verification of information provided and completion of the bank's formal application process.
- Estimated Figures: All loan amounts, monthly payments, and interest rates shown are estimates and may vary based on final verification by the lending institution.
- Subject to Change: Lending criteria, interest rates, and loan terms are subject to change without notice. The information presented reflects criteria at the time of your pre-qualification check.
- No Guarantee of Funding: Pre-qualification does not guarantee that you will receive funding. Actual approval is at the sole discretion of the lending institution.
About Financify
Financify is a digital pre-qualification platform designed to help Bahamian residents understand their potential loan eligibility before applying to banks. We are not a lender and do not make loan decisions.
Our service provides an educational tool that:
- Evaluates your information against general bank lending criteria
- Provides estimated loan amounts and payments
- Connects you with appropriate lending institutions
Privacy Policy
Information We Collect
When you use our pre-qualification service, we collect the following information:
- Employment information (type, status, tenure)
- Income and financial information
- Contact information (name, email, phone)
- Existing debt obligations
How We Use Your Information
Your information is used solely for:
- Processing your pre-qualification request
- Communicating with you about your inquiry
- Connecting you with lending institutions (only if you request it)
Data Security
We implement appropriate security measures to protect your personal information. Your data is encrypted in transit and at rest, and access is restricted to authorized personnel only.
No Credit Bureau Check
Our pre-qualification process does not perform a credit bureau inquiry. Using our service will not affect your CRIF report.
Last updated: December 2024